Dikuta

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We'll email you once, when Dikuta launches. We use your details only for that, never sell them, and you can ask us to remove you at any time. Read our Privacy Policy.

Now live: sending from the US to Rwanda

Send money to Africa via WhatsApp.

With Dikuta you can send money to Africa with just a WhatsApp conversation. You don't need to wait in line at the counter or download another iOS or Android app!

Join the waitlist Watch Demo See how it works
DikutaMoney home. One chat away.

Product demo

  1. Dikuta: Welcome to Dikuta 👋🏾 — sending money home is now as easy as texting! Ready to give it a try for the first time?
  2. You: Yes, send money 💸
  3. Dikuta: ☎️ What is the receiver's phone number? You can attach or type it, starting with the country code!
  4. You: +250788123456
  5. Dikuta: How much would you like to send? Type or select the amount below. You can send up to $200 this month.
  6. You: $200
  7. Dikuta: What is the receiver's full name? For example: Yves Kadima
  8. You: Amara Mwangi
  9. Dikuta: ✅ Here's the transfer info: To: Amara Mwangi Mobile: +250788123456 💵 Amount: $200 USD 📲 Mobile Wallet: MTN 💵 Recipient gets: 240,000 RWF Is everything correct? Type Yes to continue or No to make changes.
  10. You: Yes
  11. Dikuta: Amara Mwangi has received your transfer! 🙏🏾 Thanks for using Dikuta!
An example conversation. No money is sent.

How it Works?

No more waiting in line at the counter

You can send money via WhatsApp by chatting with our ai enabled chatbot.

Money transfers as simple as a WhatsApp conversation

Start a conversation with Dikuta on WhatsApp, indicate the amount you want to send, who you want to send to and choose the receiver's mobile wallet.

You don't need to download another iOS or Android app

Send money right from WhatsApp to your preferred mobile wallets.

Example of starting a WhatsApp chat with Dikuta
Step 1

Start a chat with Dikuta via WhatsApp

You don't need to download an iOS or Android app, and it's easier to use than any other services. You only need WhatsApp.

Get startedJoin the waitlist
Step 2

Provide details about the transfer.

Indicate the amount you want to send, who you want to send it to, and the payment method you will use. You'll see the exchange rate and any fees before you confirm anything.

01
Amount.

Provide the amount you would like to send; for example $200.

02
Receiver's Information.

Provide the receiver's information (First and Last Names).

03
Mobile Wallet Provider.

Choose the receiver's mobile wallet provider (MTN Mobile Money, for example) and select the phone number.

Example of entering transfer details in WhatsApp
Example transfer confirmation in WhatsApp
Step 3

Pay, and we send the money on its way

Most transfers reach the receiver's mobile wallet within minutes. Some take longer if we need to complete verification checks or if the receiving provider is delayed.

Frequently Asked Questions

You can find the most common questions regarding our services. For any other questions, feel free to contact us.

No. Dikuta works entirely inside a WhatsApp conversation, so there is nothing extra to download and no separate account to set up. If you already have WhatsApp, you have everything you need.

Today you can send from the US to Rwanda. We are working on more corridors, and anyone on the waitlist will hear from us first when a new one opens.

In Rwanda, MTN Mobile Money and Airtel Money. You choose the receiver's wallet during the conversation.

Most transfers reach the receiver's wallet within minutes of your payment clearing. Some take longer: we may need to complete verification checks before releasing a payment, or the receiving mobile money provider may be experiencing delays.

Their first and last name, their mobile wallet provider, and the phone number attached to that wallet. We will tell you in the chat if anything does not match what the provider has on file.

Money transfer is a regulated activity. We are required to verify who is sending money and to screen transactions before they are paid out, which is why some transfers are held for a short review before they complete.

Email info@dikuta.com and we will remove you from the waitlist and delete the personal data we hold about you, except anything we are legally required to keep. See our Privacy Policy for the detail.

Let's Stay Connected

We are here to help and answer any question you might have. We look forward to hearing from you.

Email us

info@dikuta.com